South Indian Bank
ERNAKULAM Branch
RBI Sourced
Official branch credentials for South Indian Bank located in ERNAKULAM, KERALA.
Banking Data Matrix
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code SIBL0SERCTR
Follow these step-by-step instructions to use the IFSC code SIBL0SERCTR for sending money to South Indian Bank ERNAKULAM branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at South Indian Bank
- Enter IFSC Code: SIBL0SERCTR
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS is not available at this branch. For high-value transfers, consider using IMPS (up to ₹5 lakh) or visiting a nearby South Indian Bank branch that supports RTGS.
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: SIBL0SERCTR
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by South Indian Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from South Indian Bank
About South Indian Bank ERNAKULAM
South Indian Bank ERNAKULAM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code SIBL0SERCTR is decoded as: bank identifier SIBL (South Indian Bank) and branch code SERCTR, which uniquely identifies this ERNAKULAM location. Secondary banking codes (MICR/BSR/SWIFT) are not recorded for this branch. Supported payment rails: NEFT ✔ (half-hourly batch settlements); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is DICT, SIB BUILDING, NEW INFOPARK ROAD, RAJAGIRI VALLEY, KAKKANAD in KAKKANAD district, ERNAKULAM, KERALA. For branch-specific queries, call +914843939393. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about South Indian Bank ERNAKULAM branch in ERNAKULAM.
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for South Indian Bank customers in KERALA.