South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM Branch IFSC Code, Address & Phone - KOTTAYAM, KERALA | IFSCTeam Skip to Main Content
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South Indian Bank
ST. GITS COLLEGE EC PATHAMUTTAM Branch
RBI Sourced

Official branch credentials for South Indian Bank located in KOTTAYAM, KERALA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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SIBL0000848
Institutional Data Node

Banking Data Matrix

MICR Code
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000848
Unique to ST. GITS COLLEGE EC PATHAMUTTAM in KOTTAYAM
Swift Code (Intl)
SIBLINBB848
For international wire transfers
Node Status
Verified
Bank Identifier
SIBL
Identifies South Indian Bank across India
Branch Contact
+914842365657
Call for branch-specific banking queries
PIN Code
686532
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"WARD NO.XIII, PATHAMUTTOM P O, KOTTAYAM 686532, KERRALA"

📍 District: KOTTAYAM 📮 PIN: 686532
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code SIBL0000848

Follow these step-by-step instructions to use the IFSC code SIBL0000848 for sending money to South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at South Indian Bank
  4. Enter IFSC Code: SIBL0000848
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: SIBL0000848
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: SIBL0000848
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC SIBL0000848
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by South Indian Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from South Indian Bank

About South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM

South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code SIBL0000848 is decoded as: bank identifier SIBL (South Indian Bank) and branch code 000848, which uniquely identifies this ST. GITS COLLEGE EC PATHAMUTTAM location. This branch reports SWIFT SIBLINBB848 (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is WARD NO.XIII, PATHAMUTTOM P O, KOTTAYAM 686532, KERRALA in KOTTAYAM district, KOTTAYAM, KERALA (PIN: 686532). For branch-specific queries, call +914842365657. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM branch in KOTTAYAM.

What is the IFSC code of South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM branch?
The IFSC code of South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM in KOTTAYAM, KERALA is SIBL0000848. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as SIBL (the bank identifier), a reserved '0', and 000848 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM branch located?
The branch is located at WARD NO.XIII, PATHAMUTTOM P O, KOTTAYAM 686532, KERRALA in KOTTAYAM district, KOTTAYAM, KERALA (PIN 686532). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM?
You can reach the South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM branch directly at +914842365657 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC SIBL0000848 when adding this branch as a beneficiary.
Does South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is SIBLINBB848. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
What are the typical banking hours at South Indian Bank ST. GITS COLLEGE EC PATHAMUTTAM?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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