Navigating the financial network of PUNJAB requires precision and verified data. The South Indian BankJALANDHAR branch in JALANDHAR is a sophisticated facility designed to meet the evolving demands of modern commerce. From personal savings management to corporate liquidity solutions, this branch maintains the high standards of banking excellence synonymous with South Indian Bank.To ensure frictionless electronic payments, South Indian Bank has designated the IFSC SIBL0000425 for its JALANDHAR branch in JALANDHAR. This identifier is essential for mapping your transactions within the national clearing system. It supports high-frequency digital transfers and is a prerequisite for adding this branch as a beneficiary in any Indian banking interface.The JALANDHAR office of South Indian Bank is committed to upholding the highest standards of customer service and fiscal transparency. Residents of PUNJAB can utilize this branch for a variety of products, ranging from term deposits to specialized agricultural or business credit lines, all managed under the latest RBI-mandated safety protocols.
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Practical Guide
How to Use IFSC Code SIBL0000425
Follow these step-by-step instructions to use the IFSC code SIBL0000425 for sending money to South Indian Bank JALANDHAR branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at South Indian Bank
Enter IFSC Code: SIBL0000425
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: SIBL0000425
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: SIBL0000425
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC SIBL0000425
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by South Indian Bank
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from South Indian Bank
About South Indian Bank JALANDHAR
South Indian Bank JALANDHAR branch is a fully operational banking facility located in JALANDHAR, PUNJAB.
Identified by the IFSC code SIBL0000425, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 000425 is unique to this specific location, while the prefix SIBL identifies South Indian Bank across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in JALANDHAR, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about South Indian Bank JALANDHAR branch in JALANDHAR.
What is the IFSC code of South Indian Bank JALANDHAR branch?
The IFSC code of South Indian Bank JALANDHAR branch located in JALANDHAR, PUNJAB is SIBL0000425. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'SIBL' identify the bank, while the last six digits '000425' identify this specific branch.
What is the MICR code of South Indian Bank JALANDHAR?
The MICR (Magnetic Ink Character Recognition) code of South Indian Bank JALANDHAR is 144059002. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of South Indian Bank JALANDHAR?
The BSR (Basic Statistical Return) code of South Indian Bank JALANDHAR in JALANDHAR is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of South Indian Bank JALANDHAR.
What is the SWIFT code of South Indian Bank JALANDHAR for international transfers?
The SWIFT/BIC code for South Indian Bank JALANDHAR is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your South Indian Bank account in JALANDHAR, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
What is the difference between IFSC code and MICR code?
IFSC code (SIBL0000425) and MICR code are both unique identifiers for South Indian Bank JALANDHAR but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
How to find nearest ATM of South Indian Bank in JALANDHAR?
To find the nearest South Indian Bank ATM in JALANDHAR, PUNJAB: (1) Use Google Maps — search 'South Indian Bank ATM near JALANDHAR', (2) Visit South Indian Bank's official website ATM locator section, (3) Use our 'Find Nearby ATM' button on this page which opens Google Maps with pre-filled search. You can also call South Indian Bank's toll-free number to find the nearest ATM to South Indian Bank JALANDHAR in JALANDHAR.
Is South Indian Bank JALANDHAR safe for large RTGS transfers above ₹2 lakh?
South Indian Bank JALANDHAR (IFSC: SIBL0000425) is an RBI-regulated branch in JALANDHAR, PUNJAB. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC SIBL0000425 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
What are the working hours of South Indian Bank JALANDHAR in JALANDHAR?
South Indian Bank JALANDHAR branch in JALANDHAR, PUNJAB generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call South Indian Bank's toll-free helpline to confirm holiday timings.
How to open a savings account at South Indian Bank JALANDHAR in JALANDHAR?
To open a savings account at South Indian Bank JALANDHAR in JALANDHAR: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit South Indian Bank's official website. The IFSC code for your new account will be SIBL0000425.
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