State Bank of India
RAMGARH Branch
RBI Sourced
Official branch credentials for State Bank of India located in DUMKA, JHARKHAND.
The IFSC code for State Bank of India RAMGARH branch in DUMKA, JHARKHAND is SBIN0006454. This 11-character alphanumeric code is used by the Reserve Bank of India to identify bank branches for electronic fund transfers including NEFT, RTGS, and IMPS. The MICR code for this branch is 814002509. Verify your transactions using this official RBI-compliant routing data.
Branch Intelligence
Branch Location Details: The registered address of State Bank of India RAMGARH is: DIST DUMKA,JHARKHAND 814102, DUMKA, JHARKHAND. The IFSC code SBIN0006454 is decoded as: Bank Identifier — SBIN, Control Character — 0, Branch Code — 006454. This branch falls under the JHARKHAND banking jurisdiction and is regulated by the Reserve Bank of India. All transactions using IFSC SBIN0006454 are settled via the NPCI's Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) platforms.
About State Bank of India — Branch Network & Background
State Bank of India was founded in 1806 and operates as a Public Sector (Govt. of India) institution. It maintains a network of 22,500+ branches across India, employing 2.3 Lakh+ banking professionals. The RAMGARH location in DUMKA is one of the active nodes in this national network, operating under RBI License and DICGC deposit insurance coverage up to ₹5,00,000.
Banking Infrastructure in JHARKHAND
JHARKHAND is ranked #16 in India by number of active bank branches, with over 4,900+ branch offices registered with the RBI. The state contributes a GDP of approximately ₹4.1 Lakh Cr to India's national economy, making it a significant banking jurisdiction. The financial capital of JHARKHAND is Ranchi, which hosts the regional banking hubs for most major scheduled banks.
NEFT & RTGS Transfer Charges (2025–26)
When transferring funds to State Bank of India RAMGARH using IFSC SBIN0006454, the following RBI-mandated fee structure applies:
| Transfer Amount | NEFT Fee |
|---|---|
| Up to ₹10,000 | ₹2.50 + GST |
| ₹10,001 – ₹1,00,000 | ₹5.00 + GST |
| ₹1,00,001 – ₹2,00,000 | ₹15.00 + GST |
| Above ₹2,00,000 | ₹25.00 + GST |
| RTGS (Min ₹2,00,000) | ₹20–₹45 + GST (varies by amount & bank) |
* IMPS is free or charged up to ₹5/transaction depending on your bank. UPI transfers are free. Charges are indicative and may vary by bank.
Operating Status & Settlement Timings
As of today (03 Jun 2026), the operational status of the RAMGARH branch is as follows: The branch is currently CLOSED for counter transactions. However, all digital channels—including Net Banking, Mobile App, UPI, and ATM services—remain fully functional and available 24x7. Electronic transfers to this branch are settled per standard NPCI cycles: UPI & IMPS transactions are settled instantly (24x7x365). NEFT transactions are processed in half-hourly batches, and RTGS transfers (above ₹2 Lakh) are settled on a continuous, real-time basis.
Banking Data Matrix
Safety Tips & Guidelines
- • Always double-check the IFSC code before confirming any transfer
- • Cross-verify with your passbook or cheque book issued by State Bank of India
- • For first-time transfers, send a small test amount (₹1-₹10) first
- • Never share your OTP, PIN, or password with anyone claiming to be from State Bank of India
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.
Developer Reference & B2B Terminal
Official verified attribution badge for fintech applications, banking reports, and institutional data verification.
How to Use IFSC Code SBIN0006454
Follow these step-by-step instructions to use the IFSC code SBIN0006454 for sending money to State Bank of India RAMGARH branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at State Bank of India
- Enter IFSC Code: SBIN0006454
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: SBIN0006454
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: SBIN0006454
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by State Bank of India
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from State Bank of India
About State Bank of India RAMGARH
State Bank of India RAMGARH branch is a fully operational banking facility located in DUMKA, JHARKHAND. Identified by the IFSC code SBIN0006454, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 006454 is unique to this specific location, while the prefix SBIN identifies State Bank of India across all its branches nationally. Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in DUMKA, this branch serves as a primary financial access point. All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework. We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Frequently Asked Questions
Everything you need to know about State Bank of India RAMGARH branch in DUMKA.
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for State Bank of India customers in JHARKHAND.