State Bank of India PAYRADANGA Branch IFSC Code, Address & Phone - NADIA, WEST BENGAL | IFSCTeam Skip to Main Content
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State Bank of India
PAYRADANGA Branch
RBI Sourced

Official branch credentials for State Bank of India located in NADIA, WEST BENGAL.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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SBIN0012370
Institutional Data Node

Banking Data Matrix

MICR Code
741002987
Used for cheque clearing at RBI
BSR Code
210512
Required for TDS & IT return filings
Branch Code
012370
Unique to PAYRADANGA in NADIA
Swift Code (Intl)
SBININBB
For international wire transfers
Node Status
Verified
Bank Identifier
SBIN
Identifies State Bank of India across India
Branch Contact
+91 3474256234
Call for branch-specific banking queries
PIN Code
741160
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"VILL PAYRADANGA,P O PRITINAGAR,P S RANAGHAT,NADIA DISTRICT,WEST BENGAL 741247"

📍 District: PAYRADANGA 📮 PIN: 741160
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code SBIN0012370

Follow these step-by-step instructions to use the IFSC code SBIN0012370 for sending money to State Bank of India PAYRADANGA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at State Bank of India
  4. Enter IFSC Code: SBIN0012370
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: SBIN0012370
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: SBIN0012370
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC SBIN0012370
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by State Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from State Bank of India

About State Bank of India PAYRADANGA

State Bank of India PAYRADANGA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code SBIN0012370 is decoded as: bank identifier SBIN (State Bank of India) and branch code 012370, which uniquely identifies this PAYRADANGA location. This branch reports MICR 741002987 (used for cheque clearing), BSR 210512 (required for TDS and income tax filings), SWIFT SBININBBXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is VILL PAYRADANGA,P O PRITINAGAR,P S RANAGHAT,NADIA DISTRICT,WEST BENGAL 741247 in PAYRADANGA district, NADIA, WEST BENGAL (PIN: 741160). For branch-specific queries, call +91 3474256234. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about State Bank of India PAYRADANGA branch in NADIA.

What is the IFSC code of State Bank of India PAYRADANGA branch?
The IFSC code of State Bank of India PAYRADANGA in NADIA, WEST BENGAL is SBIN0012370. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as SBIN (the bank identifier), a reserved '0', and 012370 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the State Bank of India PAYRADANGA branch located?
The branch is located at VILL PAYRADANGA,P O PRITINAGAR,P S RANAGHAT,NADIA DISTRICT,WEST BENGAL 741247 in PAYRADANGA district, NADIA, WEST BENGAL (PIN 741160). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of State Bank of India PAYRADANGA?
You can reach the State Bank of India PAYRADANGA branch directly at +91 3474256234 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at State Bank of India PAYRADANGA?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC SBIN0012370 when adding this branch as a beneficiary.
What is the MICR code of State Bank of India PAYRADANGA?
The MICR code of State Bank of India PAYRADANGA is 741002987. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of State Bank of India PAYRADANGA and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 210512. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for State Bank of India customers in WEST BENGAL.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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