UCO Bank CHAMPAWAT Branch IFSC Code, Address & Phone - CHAMPAWAT, UTTARAKHAND | IFSCTeam Skip to Main Content
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UCO Bank
CHAMPAWAT Branch
RBI Sourced

Official branch credentials for UCO Bank located in CHAMPAWAT, UTTARAKHAND.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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UCBA0003204
Institutional Data Node

Banking Data Matrix

MICR Code
262028602
Used for cheque clearing at RBI
BSR Code
0320421
Required for TDS & IT return filings
Branch Code
003204
Unique to CHAMPAWAT in CHAMPAWAT
Swift Code (Intl)
UCBAINBB404
For international wire transfers
Node Status
Verified
Bank Identifier
UCBA
Identifies UCO Bank across India
Branch Contact
+918859832588
Call for branch-specific banking queries
PIN Code
262523
Postal Index Number
Branch Network

Other UCO Bank Branches in CHAMPAWAT

1 more UCO Bank branch found in CHAMPAWAT, UTTARAKHAND

TANAKPUR
IFSC: UCBA0002449  ·  PIN: 262309
View all UCO Bank branches in CHAMPAWAT
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"UCO BANK SHANT BAZAR NEAR BUS STATION ,CHAMPAWAT ,UTTARAKHAND PIN 262523"

📍 District: CHAMPAWAT 📮 PIN: 262523
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UCBA0003204

Follow these step-by-step instructions to use the IFSC code UCBA0003204 for sending money to UCO Bank CHAMPAWAT branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at UCO Bank
  4. Enter IFSC Code: UCBA0003204
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UCBA0003204
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UCBA0003204
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UCBA0003204
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by UCO Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from UCO Bank

About UCO Bank CHAMPAWAT

UCO Bank CHAMPAWAT is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UCBA0003204 is decoded as: bank identifier UCBA (UCO Bank) and branch code 003204, which uniquely identifies this CHAMPAWAT location. This branch reports MICR 262028602 (used for cheque clearing), BSR 0320421 (required for TDS and income tax filings), SWIFT UCBAINBB404 (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is UCO BANK SHANT BAZAR NEAR BUS STATION ,CHAMPAWAT ,UTTARAKHAND PIN 262523 in CHAMPAWAT district, CHAMPAWAT, UTTARAKHAND (PIN: 262523). For branch-specific queries, call +918859832588. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about UCO Bank CHAMPAWAT branch in CHAMPAWAT.

What is the IFSC code of UCO Bank CHAMPAWAT branch?
The IFSC code of UCO Bank CHAMPAWAT branch in CHAMPAWAT, UTTARAKHAND is UCBA0003204. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is UCO Bank CHAMPAWAT located and how can I contact them?
The branch is physically located at: UCO BANK SHANT BAZAR NEAR BUS STATION ,CHAMPAWAT ,UTTARAKHAND PIN 262523, CHAMPAWAT, UTTARAKHAND - 262523. You can reach the branch customer desk directly at +918859832588 for operational or account assistance.
What is the MICR code of UCO Bank CHAMPAWAT and how is it used?
The MICR code of UCO Bank CHAMPAWAT is 262028602. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for UCO Bank CHAMPAWAT?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for UCO Bank customers in UTTARAKHAND.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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