Union Bank of India R.O.GUWAHATI Branch IFSC Code, Address & Phone - GUWAHATI, ASSAM | IFSCTeam Skip to Main Content
Login
Union Bank of India logo UNI

Union Bank of India
R.O.GUWAHATI Branch
RBI Sourced

Official branch credentials for Union Bank of India located in GUWAHATI, ASSAM.

System Sync Active
Registry v26.04
Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
Powered by IFSCTeam API →
UBIN0538281
Institutional Data Node

Banking Data Matrix

MICR Code
Used for cheque clearing at RBI
BSR Code
3914511
Required for TDS & IT return filings
Branch Code
538281
Unique to R.O.GUWAHATI in GUWAHATI
Swift Code (Intl)
UBININBBGUA
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
37
Call for branch-specific banking queries
PIN Code
781003
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

AI Trust Analysis

Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
NO
IMPS
IMPS (Instant)
This branch supports two payment rails: NEFT (half-hourly batch settlements, available 24×7 including holidays) and IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GNB RD,CHANDMARI GUWAHATI GUWAHATI ASSAM PIN-781003"

📍 District: GUWAHATI 📮 PIN: 781003
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0538281

Follow these step-by-step instructions to use the IFSC code UBIN0538281 for sending money to Union Bank of India R.O.GUWAHATI branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0538281
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)

RTGS is not available at this branch. For high-value transfers, consider using IMPS (up to ₹5 lakh) or visiting a nearby Union Bank of India branch that supports RTGS.

IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0538281
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0538281
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India R.O.GUWAHATI

Union Bank of India R.O.GUWAHATI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0538281 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 538281, which uniquely identifies this R.O.GUWAHATI location. This branch reports BSR 3914511 (required for TDS and income tax filings), SWIFT UBININBBGUA (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GNB RD,CHANDMARI GUWAHATI GUWAHATI ASSAM PIN-781003 in GUWAHATI district, GUWAHATI, ASSAM (PIN: 781003). For branch-specific queries, call 37. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India R.O.GUWAHATI branch in GUWAHATI.

What is the IFSC code of Union Bank of India R.O.GUWAHATI branch?
The IFSC code of Union Bank of India R.O.GUWAHATI branch in GUWAHATI, ASSAM is UBIN0538281. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Union Bank of India R.O.GUWAHATI located and how can I contact them?
The branch is physically located at: GNB RD,CHANDMARI GUWAHATI GUWAHATI ASSAM PIN-781003, GUWAHATI, ASSAM - 781003. You can reach the branch customer desk directly at 37 for operational or account assistance.
What is the MICR code of Union Bank of India R.O.GUWAHATI and how is it used?
The MICR code of Union Bank of India R.O.GUWAHATI is printed at the bottom of your cheque leaf. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Union Bank of India R.O.GUWAHATI?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Union Bank of India customers in ASSAM.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
IFSC Code Copied

IFSC Copied!

We cross-verify data with RBI to ensure 100% transactional safety. Your rating helps us maintain India's most trusted banking registry.

Data Copied to Clipboard

Report Fraud

Help protect the community. Select the issue with Union Bank of India.