Union Bank of India
R.O.CHANDIGARH Branch
RBI Sourced
Official branch credentials for Union Bank of India located in CHANDIGARH, CHANDIGARH.
Banking Data Matrix
Other Union Bank of India Branches in CHANDIGARH
6 more Union Bank of India branches found in CHANDIGARH, CHANDIGARH
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"S.C.O.64-65,SEC-17B BANK SQARE CHANDIGARH CHANDIGARH PIN-160017"
How to Use IFSC Code UBIN0540986
Follow these step-by-step instructions to use the IFSC code UBIN0540986 for sending money to Union Bank of India R.O.CHANDIGARH branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Union Bank of India
- Enter IFSC Code: UBIN0540986
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS is not available at this branch. For high-value transfers, consider using IMPS (up to ₹5 lakh) or visiting a nearby Union Bank of India branch that supports RTGS.
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UBIN0540986
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Union Bank of India
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India
About Union Bank of India R.O.CHANDIGARH
Union Bank of India R.O.CHANDIGARH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UBIN0540986 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 540986, which uniquely identifies this R.O.CHANDIGARH location. This branch reports BSR 0304631 (required for TDS and income tax filings), SWIFT UBININBB (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is S.C.O.64-65,SEC-17B BANK SQARE CHANDIGARH CHANDIGARH PIN-160017 in CHANDIGARH district, CHANDIGARH, CHANDIGARH (PIN: 160017). For branch-specific queries, call 2700025. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Union Bank of India R.O.CHANDIGARH branch in CHANDIGARH.
What is the IFSC code of Union Bank of India R.O.CHANDIGARH branch?
Where is Union Bank of India R.O.CHANDIGARH located and how can I contact them?
What is the MICR code of Union Bank of India R.O.CHANDIGARH and how is it used?
What are the working hours and holiday schedule for Union Bank of India R.O.CHANDIGARH?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Union Bank of India customers in CHANDIGARH.