Union Bank of India AYATHIL Branch IFSC Code, Address & Phone - KOLLAM, KERALA | IFSCTeam Skip to Main Content
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Union Bank of India
AYATHIL Branch
RBI Sourced

Official branch credentials for Union Bank of India located in KOLLAM, KERALA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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UBIN0592447
Institutional Data Node

Banking Data Matrix

MICR Code
691026007
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
592447
Unique to AYATHIL in KOLLAM
Swift Code (Intl)
UBININBB
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
+919790591627
Call for branch-specific banking queries
PIN Code
691004
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GROUND FLOOR, MSP COMPLEX, PUNTHALATHAZHAM, KOLLAM 691004"

📍 District: KOLLAM 📮 PIN: 691004
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0592447

Follow these step-by-step instructions to use the IFSC code UBIN0592447 for sending money to Union Bank of India AYATHIL branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0592447
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UBIN0592447
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0592447
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0592447
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India AYATHIL

Union Bank of India AYATHIL is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0592447 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 592447, which uniquely identifies this AYATHIL location. This branch reports MICR 691026007 (used for cheque clearing), SWIFT UBININBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GROUND FLOOR, MSP COMPLEX, PUNTHALATHAZHAM, KOLLAM 691004 in KOLLAM district, KOLLAM, KERALA (PIN: 691004). For branch-specific queries, call +919790591627. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India AYATHIL branch in KOLLAM.

What is the IFSC code of Union Bank of India AYATHIL branch?
The IFSC code of Union Bank of India AYATHIL branch in KOLLAM, KERALA is UBIN0592447. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Union Bank of India AYATHIL located and how can I contact them?
The branch is physically located at: GROUND FLOOR, MSP COMPLEX, PUNTHALATHAZHAM, KOLLAM 691004, KOLLAM, KERALA - 691004. You can reach the branch customer desk directly at +919790591627 for operational or account assistance.
What is the MICR code of Union Bank of India AYATHIL and how is it used?
The MICR code of Union Bank of India AYATHIL is 691026007. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Union Bank of India AYATHIL?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Union Bank of India customers in KERALA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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