Union Bank of India KOTAGARH Branch IFSC Code, Address & Phone - MALKANGIRI, ODISHA | IFSCTeam Skip to Main Content
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Union Bank of India
KOTAGARH Branch
RBI Sourced

Official branch credentials for Union Bank of India located in MALKANGIRI, ODISHA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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UBIN0530964
Institutional Data Node

Banking Data Matrix

MICR Code
171026003
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
530964
Unique to KOTAGARH in MALKANGIRI
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
222305
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Branch Network

Other Union Bank of India Branches in MALKANGIRI

4 more Union Bank of India branches found in MALKANGIRI, ODISHA

MALKANGIRI
IFSC: UBIN0821721
MALKANGIRI,TAMASA
IFSC: UBIN0546372
PODIA
IFSC: UBIN0820300
SOMANATHPUR
IFSC: UBIN0577740
View all Union Bank of India branches in MALKANGIRI
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"VERMA NIWAS, MAIN ROAD AT P.O.DIST.MALKANGIRI, ORISSA, PIN - 765 045"

📍 District: MALKANGIRI
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0530964

Follow these step-by-step instructions to use the IFSC code UBIN0530964 for sending money to Union Bank of India KOTAGARH branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0530964
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UBIN0530964
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0530964
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0530964
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India KOTAGARH

Union Bank of India KOTAGARH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0530964 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 530964, which uniquely identifies this KOTAGARH location. This branch reports MICR 171026003 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is VERMA NIWAS, MAIN ROAD AT P.O.DIST.MALKANGIRI, ORISSA, PIN - 765 045 in MALKANGIRI district, MALKANGIRI, ODISHA. For branch-specific queries, call 222305. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India KOTAGARH branch in MALKANGIRI.

What is the IFSC code of Union Bank of India KOTAGARH branch?
The IFSC code of Union Bank of India KOTAGARH in MALKANGIRI, ODISHA is UBIN0530964. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as UBIN (the bank identifier), a reserved '0', and 530964 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Union Bank of India KOTAGARH branch located?
The branch is located at VERMA NIWAS, MAIN ROAD AT P.O.DIST.MALKANGIRI, ORISSA, PIN - 765 045 in MALKANGIRI district, MALKANGIRI, ODISHA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Union Bank of India KOTAGARH?
You can reach the Union Bank of India KOTAGARH branch directly at 222305 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Union Bank of India KOTAGARH?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC UBIN0530964 when adding this branch as a beneficiary.
What is the MICR code of Union Bank of India KOTAGARH?
The MICR code of Union Bank of India KOTAGARH is 171026003. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Union Bank of India KOTAGARH?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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