Union Bank of India USIA Branch IFSC Code, Address & Phone - GAZIPUR, UTTAR PRADESH | IFSCTeam Skip to Main Content
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Union Bank of India
USIA Branch
RBI Sourced

Official branch credentials for Union Bank of India located in GAZIPUR, UTTAR PRADESH.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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UBIN0543195
Institutional Data Node

Banking Data Matrix

MICR Code
Used for cheque clearing at RBI
BSR Code
2094511
Required for TDS & IT return filings
Branch Code
543195
Unique to USIA in GAZIPUR
Swift Code (Intl)
UBININBBUSA
For international wire transfers
Node Status
Verified
Bank Identifier
UBIN
Identifies Union Bank of India across India
Branch Contact
278007
Call for branch-specific banking queries
PIN Code
233304
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"AT POST USIA EASTERN RAILWAY BLOCK BHADAURA DIST. GHAZIPUR UTTAR PRADESH."

📍 District: USIA 📮 PIN: 233304
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code UBIN0543195

Follow these step-by-step instructions to use the IFSC code UBIN0543195 for sending money to Union Bank of India USIA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Union Bank of India
  4. Enter IFSC Code: UBIN0543195
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: UBIN0543195
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: UBIN0543195
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0543195
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Union Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India

About Union Bank of India USIA

Union Bank of India USIA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code UBIN0543195 is decoded as: bank identifier UBIN (Union Bank of India) and branch code 543195, which uniquely identifies this USIA location. This branch reports BSR 2094511 (required for TDS and income tax filings), SWIFT UBININBBUSA (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is AT POST USIA EASTERN RAILWAY BLOCK BHADAURA DIST. GHAZIPUR UTTAR PRADESH. in USIA district, GAZIPUR, UTTAR PRADESH (PIN: 233304). For branch-specific queries, call 278007. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Union Bank of India USIA branch in GAZIPUR.

What is the IFSC code of Union Bank of India USIA branch?
The IFSC code of Union Bank of India USIA branch in GAZIPUR, UTTAR PRADESH is UBIN0543195. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Union Bank of India USIA located and how can I contact them?
The branch is physically located at: AT POST USIA EASTERN RAILWAY BLOCK BHADAURA DIST. GHAZIPUR UTTAR PRADESH., GAZIPUR, UTTAR PRADESH - 233304. You can reach the branch customer desk directly at 278007 for operational or account assistance.
What is the MICR code of Union Bank of India USIA and how is it used?
The MICR code of Union Bank of India USIA is printed at the bottom of your cheque leaf. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Union Bank of India USIA?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Union Bank of India customers in UTTAR PRADESH.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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