Utkarsh Small Finance Bank
KOTWA Branch
RBI Sourced
Official branch credentials for Utkarsh Small Finance Bank located in EAST CHAMPARAN, BIHAR.
Banking Data Matrix
Other Utkarsh Small Finance Bank Branches in EAST CHAMPARAN
6 more Utkarsh Small Finance Bank branches found in EAST CHAMPARAN, BIHAR
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"BAZAR TOLA ROAD NH-28 LINK ROAD NEAR CDPO OFFICE KOTWA DISTRICT-EAST CHAMPARAN BIHAR PIN CODE-845437"
How to Use IFSC Code UTKS0001894
Follow these step-by-step instructions to use the IFSC code UTKS0001894 for sending money to Utkarsh Small Finance Bank KOTWA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Utkarsh Small Finance Bank
- Enter IFSC Code: UTKS0001894
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: UTKS0001894
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: UTKS0001894
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Utkarsh Small Finance Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Utkarsh Small Finance Bank
About Utkarsh Small Finance Bank KOTWA
Utkarsh Small Finance Bank KOTWA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code UTKS0001894 is decoded as: bank identifier UTKS (Utkarsh Small Finance Bank) and branch code 001894, which uniquely identifies this KOTWA location. This branch reports MICR 845762013 (used for cheque clearing), SWIFT UTKSINBBXXX (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is BAZAR TOLA ROAD NH-28 LINK ROAD NEAR CDPO OFFICE KOTWA DISTRICT-EAST CHAMPARAN BIHAR PIN CODE-845437 in KOTWA district, EAST CHAMPARAN, BIHAR (PIN: 845437). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Utkarsh Small Finance Bank KOTWA branch in EAST CHAMPARAN.
What is the IFSC code of Utkarsh Small Finance Bank KOTWA branch?
Where is Utkarsh Small Finance Bank KOTWA located and how can I contact them?
What is the MICR code of Utkarsh Small Finance Bank KOTWA and how is it used?
What are the working hours and holiday schedule for Utkarsh Small Finance Bank KOTWA?
Related Banking Guides
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