Varachha Co-operative Bank
KARGIL CHOWK PUNAGAM BRANCH Branch
RBI Sourced
Official branch credentials for Varachha Co-operative Bank located in SURAT, GUJARAT.
Banking Data Matrix
Other Varachha Co-operative Bank Branches in SURAT
6 more Varachha Co-operative Bank branches found in SURAT, GUJARAT
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM"
How to Use IFSC Code VARA0289020
Follow these step-by-step instructions to use the IFSC code VARA0289020 for sending money to Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Varachha Co-operative Bank
- Enter IFSC Code: VARA0289020
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: VARA0289020
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: VARA0289020
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Varachha Co-operative Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Varachha Co-operative Bank
About Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH
Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code VARA0289020 is decoded as: bank identifier VARA (Varachha Co-operative Bank) and branch code 289020, which uniquely identifies this KARGIL CHOWK PUNAGAM BRANCH location. This branch reports MICR 395289018 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM in SURAT district, SURAT, GUJARAT. For branch-specific queries, call +912616918371. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH branch in SURAT.
What is the IFSC code of Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH branch?
Where is the Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH branch located?
What is the contact number of Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH?
Which fund-transfer methods are supported at Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH?
What is the MICR code of Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH?
What are the typical banking hours at Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH?
Related Banking Guides
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