HDFC Bank
RATNAGIRI II Branch
RBI Sourced
Official branch credentials for HDFC Bank located in RATNAGIRI, MAHARASHTRA.
Banking Data Matrix
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code HDFC0005434
Follow these step-by-step instructions to use the IFSC code HDFC0005434 for sending money to HDFC Bank RATNAGIRI II branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at HDFC Bank
- Enter IFSC Code: HDFC0005434
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: HDFC0005434
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: HDFC0005434
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by HDFC Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from HDFC Bank
About HDFC Bank RATNAGIRI II
HDFC Bank RATNAGIRI II is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code HDFC0005434 is decoded as: bank identifier HDFC (HDFC Bank) and branch code 005434, which uniquely identifies this RATNAGIRI II location. This branch reports MICR 415240055 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612 in RATNAGIRI district, RATNAGIRI, MAHARASHTRA. For branch-specific queries, call +9118602676161. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about HDFC Bank RATNAGIRI II branch in RATNAGIRI.
Related Banking Guides
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