Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR Branch IFSC Code, Address & Phone - JAMMU, JAMMU AND KASHMIR | IFSCTeam Skip to Main Content
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Citizens' Co-operative Bank Jammu
CITIZENS COOP BANK JAMMU MOTI BAZAR Branch
RBI Sourced

Official branch credentials for Citizens' Co-operative Bank Jammu located in JAMMU, JAMMU AND KASHMIR.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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YESB0CJ0102
Institutional Data Node

Banking Data Matrix

MICR Code
180660002
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
CJ0102
Unique to CITIZENS COOP BANK JAMMU MOTI BAZAR in JAMMU
Swift Code (Intl)
YESB0CJ0102
For international wire transfers
Node Status
Verified
Bank Identifier
YESB
Identifies Citizens' Co-operative Bank Jammu across India
Branch Contact
+911912579544
Call for branch-specific banking queries
PIN Code
180001
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"MOTI BAZAR, JAMMU-180001"

📍 District: JAMMU 📮 PIN: 180001
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code YESB0CJ0102

Follow these step-by-step instructions to use the IFSC code YESB0CJ0102 for sending money to Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Citizens' Co-operative Bank Jammu
  4. Enter IFSC Code: YESB0CJ0102
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: YESB0CJ0102
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: YESB0CJ0102
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC YESB0CJ0102
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Citizens' Co-operative Bank Jammu
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Citizens' Co-operative Bank Jammu

About Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR

Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code YESB0CJ0102 is decoded as: bank identifier YESB (Citizens' Co-operative Bank Jammu) and branch code CJ0102, which uniquely identifies this CITIZENS COOP BANK JAMMU MOTI BAZAR location. This branch reports MICR 180660002 (used for cheque clearing), SWIFT YESB0CJ0102 (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is MOTI BAZAR, JAMMU-180001 in JAMMU district, JAMMU, JAMMU AND KASHMIR (PIN: 180001). For branch-specific queries, call +911912579544. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR branch in JAMMU.

What is the IFSC code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR branch?
The IFSC code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR in JAMMU, JAMMU AND KASHMIR is YESB0CJ0102. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as YESB (the bank identifier), a reserved '0', and CJ0102 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR branch located?
The branch is located at MOTI BAZAR, JAMMU-180001 in JAMMU district, JAMMU, JAMMU AND KASHMIR (PIN 180001). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR?
You can reach the Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR branch directly at +911912579544 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC YESB0CJ0102 when adding this branch as a beneficiary.
What is the MICR code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR?
The MICR code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR is 180660002. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
Does Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU MOTI BAZAR have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is YESB0CJ0102. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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