Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR Branch IFSC Code, Address & Phone - JAMMU, JAMMU AND KASHMIR | IFSCTeam Skip to Main Content
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Citizens' Co-operative Bank Jammu
CITIZENS COOP BANK JAMMU SHASTRINGR Branch
RBI Sourced

Official branch credentials for Citizens' Co-operative Bank Jammu located in JAMMU, JAMMU AND KASHMIR.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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YESB0CJ0107
Institutional Data Node

Banking Data Matrix

MICR Code
180660007
Used for cheque clearing at RBI
BSR Code
19001000002
Required for TDS & IT return filings
Branch Code
CJ0107
Unique to CITIZENS COOP BANK JAMMU SHASTRINGR in JAMMU
Swift Code (Intl)
YESB0CJ0107
For international wire transfers
Node Status
Verified
Bank Identifier
YESB
Identifies Citizens' Co-operative Bank Jammu across India
Branch Contact
+911912452107
Call for branch-specific banking queries
PIN Code
180004
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"242 A SHASTRI NAGAR, JAMMU-180004"

📍 District: JAMMU 📮 PIN: 180004
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code YESB0CJ0107

Follow these step-by-step instructions to use the IFSC code YESB0CJ0107 for sending money to Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Citizens' Co-operative Bank Jammu
  4. Enter IFSC Code: YESB0CJ0107
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: YESB0CJ0107
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: YESB0CJ0107
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC YESB0CJ0107
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Citizens' Co-operative Bank Jammu
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Citizens' Co-operative Bank Jammu

About Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR

Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code YESB0CJ0107 is decoded as: bank identifier YESB (Citizens' Co-operative Bank Jammu) and branch code CJ0107, which uniquely identifies this CITIZENS COOP BANK JAMMU SHASTRINGR location. This branch reports MICR 180660007 (used for cheque clearing), BSR 19001000002 (required for TDS and income tax filings), SWIFT YESB0CJ0107 (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 242 A SHASTRI NAGAR, JAMMU-180004 in JAMMU district, JAMMU, JAMMU AND KASHMIR (PIN: 180004). For branch-specific queries, call +911912452107. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR branch in JAMMU.

What is the IFSC code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR branch?
The IFSC code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR branch in JAMMU, JAMMU AND KASHMIR is YESB0CJ0107. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR located and how can I contact them?
The branch is physically located at: 242 A SHASTRI NAGAR, JAMMU-180004, JAMMU, JAMMU AND KASHMIR - 180004. You can reach the branch customer desk directly at +911912452107 for operational or account assistance.
What is the MICR code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR and how is it used?
The MICR code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR is 180660007. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU SHASTRINGR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Citizens' Co-operative Bank Jammu customers in JAMMU AND KASHMIR.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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