Cosmos Co-operative Bank ICHALKARNJI Branch IFSC Code, Address & Phone - KOLHAPUR, MAHARASHTRA | IFSCTeam Skip to Main Content
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Cosmos Co-operative Bank
ICHALKARNJI Branch
RBI Sourced

Official branch credentials for Cosmos Co-operative Bank located in KOLHAPUR, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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COSB0000114
Institutional Data Node

Banking Data Matrix

MICR Code
416164201
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000114
Unique to ICHALKARNJI in KOLHAPUR
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
COSB
Identifies Cosmos Co-operative Bank across India
Branch Contact
+912302430086
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Branch Network

Other Cosmos Co-operative Bank Branches in KOLHAPUR

2 more Cosmos Co-operative Bank branches found in KOLHAPUR, MAHARASHTRA

LAXMIPURI KOLHAPUR
IFSC: COSB0000088
SHAHUPURI KOLHAPUR
IFSC: COSB0000087
View all Cosmos Co-operative Bank branches in KOLHAPUR
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"WARD NO .7, HOUSE NO.20, NEAR K.A.JANATA BANK, MAIN ROAD, ICHALKARANJI 416115"

📍 District: ICHALKARNJI
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code COSB0000114

Follow these step-by-step instructions to use the IFSC code COSB0000114 for sending money to Cosmos Co-operative Bank ICHALKARNJI branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Cosmos Co-operative Bank
  4. Enter IFSC Code: COSB0000114
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: COSB0000114
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: COSB0000114
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC COSB0000114
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Cosmos Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Cosmos Co-operative Bank

About Cosmos Co-operative Bank ICHALKARNJI

Cosmos Co-operative Bank ICHALKARNJI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code COSB0000114 is decoded as: bank identifier COSB (Cosmos Co-operative Bank) and branch code 000114, which uniquely identifies this ICHALKARNJI location. This branch reports MICR 416164201 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is WARD NO .7, HOUSE NO.20, NEAR K.A.JANATA BANK, MAIN ROAD, ICHALKARANJI 416115 in ICHALKARNJI district, KOLHAPUR, MAHARASHTRA. For branch-specific queries, call +912302430086. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Cosmos Co-operative Bank ICHALKARNJI branch in KOLHAPUR.

What is the IFSC code of Cosmos Co-operative Bank ICHALKARNJI branch?
The IFSC code of Cosmos Co-operative Bank ICHALKARNJI branch in KOLHAPUR, MAHARASHTRA is COSB0000114. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Cosmos Co-operative Bank ICHALKARNJI located and how can I contact them?
The branch is physically located at: WARD NO .7, HOUSE NO.20, NEAR K.A.JANATA BANK, MAIN ROAD, ICHALKARANJI 416115, KOLHAPUR, MAHARASHTRA. You can reach the branch customer desk directly at +912302430086 for operational or account assistance.
What is the MICR code of Cosmos Co-operative Bank ICHALKARNJI and how is it used?
The MICR code of Cosmos Co-operative Bank ICHALKARNJI is 416164201. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Cosmos Co-operative Bank ICHALKARNJI?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Cosmos Co-operative Bank customers in MAHARASHTRA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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