Ajara Urban Co-operative Bank BORIVALI MICR Code & Branch Details - 400014253 Skip to Main Content
Login
Ajara Urban Co-operative Bank logo AU

Ajara Urban Co-operative Bank
BORIVALI Branch
RBI Sourced

Official branch credentials for Ajara Urban Co-operative Bank located in MUMBAI, MAHARASHTRA.

System Sync Active
Registry v26.04
Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
Powered by IFSCTeam API →
AJAR0000016
Institutional Data Node

Banking Data Matrix

MICR Code
400014253
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000016
Unique to BORIVALI in MUMBAI
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
AJAR
Identifies Ajara Urban Co-operative Bank across India
Branch Contact
+912228696168
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Branch Network

Other Ajara Urban Co-operative Bank Branches in MUMBAI

2 more Ajara Urban Co-operative Bank branches found in MUMBAI, MAHARASHTRA

Ajara Urban Co-operative Bank IMPS
IFSC: IBKL0116AUC
DELIEL ROAD
IFSC: AJAR0000005  ·  PIN: 400001
View all Ajara Urban Co-operative Bank branches in MUMBAI
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

AI Trust Analysis

Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"SHRI GANESH HSG SOC.PLOT NO 59,R WARD,GOARAI,MHADA WORLD BANK PROJECT,BORIVALI W MUMBAI"

📍 District: MUMBAI
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code AJAR0000016

Follow these step-by-step instructions to use the IFSC code AJAR0000016 for sending money to Ajara Urban Co-operative Bank BORIVALI branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Ajara Urban Co-operative Bank
  4. Enter IFSC Code: AJAR0000016
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: AJAR0000016
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: AJAR0000016
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC AJAR0000016
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Ajara Urban Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Ajara Urban Co-operative Bank

About Ajara Urban Co-operative Bank BORIVALI

Ajara Urban Co-operative Bank BORIVALI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code AJAR0000016 is decoded as: bank identifier AJAR (Ajara Urban Co-operative Bank) and branch code 000016, which uniquely identifies this BORIVALI location. This branch reports MICR 400014253 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is SHRI GANESH HSG SOC.PLOT NO 59,R WARD,GOARAI,MHADA WORLD BANK PROJECT,BORIVALI W MUMBAI in MUMBAI district, MUMBAI, MAHARASHTRA. For branch-specific queries, call +912228696168. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Ajara Urban Co-operative Bank BORIVALI branch in MUMBAI.

What is the IFSC code of Ajara Urban Co-operative Bank BORIVALI branch?
The IFSC code of Ajara Urban Co-operative Bank BORIVALI branch in MUMBAI, MAHARASHTRA is AJAR0000016. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Ajara Urban Co-operative Bank BORIVALI located and how can I contact them?
The branch is physically located at: SHRI GANESH HSG SOC.PLOT NO 59,R WARD,GOARAI,MHADA WORLD BANK PROJECT,BORIVALI W MUMBAI, MUMBAI, MAHARASHTRA. You can reach the branch customer desk directly at +912228696168 for operational or account assistance.
What is the MICR code of Ajara Urban Co-operative Bank BORIVALI and how is it used?
The MICR code of Ajara Urban Co-operative Bank BORIVALI is 400014253. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Ajara Urban Co-operative Bank BORIVALI?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Ajara Urban Co-operative Bank customers in MAHARASHTRA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
IFSC Code Copied

IFSC Copied!

We cross-verify data with RBI to ensure 100% transactional safety. Your rating helps us maintain India's most trusted banking registry.

Data Copied to Clipboard

Report Fraud

Help protect the community. Select the issue with Ajara Urban Co-operative Bank.